Insurance coverage provides your family with the protection they need.

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Most Life Insurance coverage and premium rates are calculated using your age, height, weight, overall health, what prescription medications you are taking, and whether or not you smoke tobacco. Responding to a mailer is not going to give the insurance company these important facts and you will be given the "one size fits all" policy, coverage, and rate. These options are usually much more expensive. 

 

At Golden Heritage Insurance, we are dedicated to finding you the most amount of coverage for the least amount of money. Our goal is to help you achieve the peace of mind knowing that your family will be protected from the financial burden of funeral, burial costs, lost income, a mortgage payment, and other bills. Our agents work hard to find you the best coverage possible. Here, we treat you like our family. We want you and your loved ones to have peace of mind knowing that everything is already taken care of. Yes, you can protect your family after you're gone. With insurance. 

 

The sad truth is that most Americans don't have enough final expense or life insurance coverage. Families today have competing financial priorities and assume that coverage is not affordable. That is not true. Insurance is affordable. You pick the policy, you pick the rates. Insurance is as affordable as you are making the financial decisions. Keep in mind forty percent of families who have life insurance believe that they don't have enough coverage. The purpose of insurance is to cover the cost of an unexpected yet slightly predictable loss. Would you be financially stable if the primary wage earner in your home passed today? Would your family be financially stable if you passed today? Do you have enough money in your savings to cover the cost of a funeral and other final expenses? Sixty-two percent of Americans have less than one-thousand dollars in savings and twenty-one percent don't even have a savings account. So what would these people do if faced with an emergency? We asked and the most popular answer was, "borrow from a friend". Don't borrow as your family is accepting loss. Prepare and protect your family's future. 

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